now. >> reporter: since 1930, this is only the fifth time congress has worked after christmas. tara mergener, for cbs news, washington. >>> time right now is 6:07 and i'm watching your money. we're going to have to see if wall street can finally ends its losing streak today. stocks have been down for four trading sessions in a row and yesterday did have the deposit of territory briefly after lawmakers agreed to meet sunday to discuss the fiscal cliff. but the dow actually fell 18 points, the end of the trading day. the nasdaq dipped by four. so far this year individual investors have pulled $150 billion out of the stock market for the third year in a row. constitutional investors -- institutional investors however, they've been adding to their stock positions. they've poured more than $80 billion into stocks so far this year. >>> mortgage rates fell to near record lows this week. freddie mac says the average rate on a 30 year loan slipped to 3.35%. that's not far from the record of 3.31% we reached about a month ago. low rates are making home buying more affordable and allowing